| Irish Life & Permanent plc is followed by the analysts listed below: |
| Berenberg Bank |
Peter Eliot |
+44 20 3207 7880 |
| Bloxham Stockbrokers |
Kevin McConnell |
+353 1 611 9255 |
| Blue Oar Securities |
Roman Cizdyn |
+44 20 7448 4463 |
| Citigroup* |
Raghu Hariharan |
+44 20 7986 3975 |
| Credit Suisse |
Richard Burden |
+44 20 7888 0499 |
| Davy Stockbrokers* |
Emer Lang |
+353 1 679 7788 |
| Deutsche Bank |
Spencer Horgan |
+44 20 7545 4138 |
| Goldman Sachs |
Johnny Vo |
+44 20 7774 4491 |
| Goodbody Stockbrokers |
Eamonn Hughes |
+353 1 641 9442 |
| HVB Corporate & Markets |
Franz Rudolf |
+49 89 378 12449 |
| Keefe Bruyette & Woods |
Karl Morris |
+44 20 7663 5296 |
| Shore Capital Stockbrokers |
Eamonn Flanagan |
+44 151 600 3714 |
*Irish Life & Permanent Group Holdings plc brokers.